MOMOWAKS ATTIC accepts Paypal, money order, cashiers check, personal check or cash. Please pay for your item within 7 days. If you pay by check, your check must clear before your merchandise ships. This usually takes about 7 days. I will accept returns if the item is returned within 14 days of my shipping it to you and the item is in the same condition in which I shipped it. I will refund the price of the item but not the shipping since the USPS receives that money. If the item was misrepresented to you, then I will refund the shipping as well. I am an honest merchant and try to treat my customers in the same way that I want to be treated.